Affordable Car & Home Insuranceand SR‑22 in Colorado
Car, home, condo, and renters insurance, plus same-day SR-22 filing. I compare 14+ carriers to find a rate that fits your budget, and you talk to me directly, every time.
14 years in insurance. Call or text, evenings and weekends included.
Call or text 720-984-7311 Get a free quoteInsurance for your car, your home, and everything in between
One local agent, every policy you need. Pick a coverage to learn more, or just call and tell me what you've got.
- Car
Affordable car insurance
Liability-only or full coverage, compared across 14+ carriers. Tickets, accidents and young drivers welcome.
Learn more → - Home
Home insurance
Homeowners coverage built for Colorado hail, wind, and wildfire, with a deductible you can live with.
Learn more → - Condo
Condo insurance
HO-6 coverage for your walls-in, your belongings, and the HOA assessments your master policy won't pay.
Learn more → - Renters
Renters insurance
Protect your belongings and your liability for less than you think, with proof for your landlord the same day.
Learn more → - SR-22
SR-22 in Colorado
Same-day SR-22 filing in most cases, including non-owner SR-22 and SR-22 after a DUI.
Learn more → - Bundle
Car + home bundles
Put your car with your home, condo, or renters policy and most carriers give you a multi-policy discount.
Learn more →
Car insurance that fits your budget
Whether you need liability-only to stay legal or full coverage that pays for hail damage, I shop 14+ carriers in one conversation. Tickets, accidents, a DUI, or no prior insurance? I know which companies say yes.
- Full coverage and liability-only. Compared side by side so you see what each costs.
- High-risk drivers. Tickets, accidents, and DUI. Some carriers specialize in you.
- No prior insurance. Starting fresh doesn't mean you're stuck paying more.
Home, condo, and renters insurance
Colorado homes take a beating from hail, wind, and wildfire. I'll help you choose the right dwelling limit and deductible, then compare carriers so you're not overpaying for it.
- Homeowners. Roof, hail and wind deductibles explained in plain English.
- Condo (HO-6). Walls-in coverage and HOA loss assessments.
- Renters (HO-4). Your belongings and liability, with proof for your landlord.
Need an SR-22? It's usually filed the same day.
An SR-22 is not insurance. It's a certificate your insurance company files with the Colorado DMV proving you carry the state's minimum liability coverage. Most drivers need it for three years.
- DUI or DWAI. SR-22 after a DUI in Colorado.
- No car? A non-owner SR-22 is often the cheapest way to get reinstated.
- Local help. Aurora and Denver SR-22 filings, plus all of Colorado.
Meet your local Colorado insurance agent
I'm Grace DeMichelis, a Denver native with 14 years in insurance. As an independent agent, I work for you, not an insurance company. I compare 14+ carriers for your car, your home, and your SR-22, and I'll walk you through every step without judgment.
- 1. Tell me your situation. Call, text, or send the quote form.
- 2. I compare carriers. 14+ companies, one conversation.
- 3. You're covered. Policies bound and SR-22s filed, usually the same day.
Grace DeMichelis, licensed agent
What clients say
Grace was very personable and understanding. She can get you very competitive rates and take care of you thru the whole process. I highly recommend her for your insurance needs!
She was super professional, punctual and she has the BEST rates in Denver!! Thank you so much, she helped me super fast too!!
Grace saved me so much money on my insurance, I've been with her for years!
Grace DeMichelis is absolutely wonderful to work with!
Very knowledgeable and helpful and got me the best price insurance coverage.
Affordable car and home insurance from 14+ carriers
As an independent broker, I shop 14+ top-rated companies so you don't have to.
- Bristol West
- Liberty Mutual
- Kemper
- Foremost
- Branch Insurance
- Burns & Wilcox
- Berkshire Guard
- Mercury Insurance
- Safeco
Fox Insurance Brokerage is not affiliated with or endorsed by any insurance carrier. Carrier availability varies by driver, property, and situation.
The Colorado insurance agent you can actually reach
- 14 yearsin insurance, licensed in Colorado
- Weekendscall or text Saturday and Sunday too
- 5.0rating from Google reviews
- 14+carriers compared for every quote
Insurance across Colorado
Coverage I quote every day
- Affordable car insurance. Liability-only and full coverage, compared across 14+ carriers.
- Hail and comprehensive. Comprehensive is what pays for hail damage to your car.
- Home, condo, and renters. Including bundles with your car for a multi-policy discount.
- SR-22, DUI, and high-risk. Same-day SR-22 filing in most cases, including non-owner SR-22.
- Business and commercial auto. General liability, commercial auto, and workers' comp.
Cities I serve
My office is in Aurora at 390 S Potomac Way. I insure drivers and homeowners in Aurora, Denver, Centennial, Parker, Lakewood, Littleton, Englewood, Commerce City, Arvada, Westminster, Thornton, Broomfield, Boulder, Colorado Springs, Fort Collins, Greeley, Pueblo, Castle Rock, and Grand Junction.
Searching for an "insurance agent near me" in Colorado? You've found a local one who answers.
Common questions
How much is car insurance in Colorado?
It depends on your driving record, ZIP code, vehicle, age, and the coverage you choose. Rates for the same driver can vary a lot between companies, which is why I compare 14+ carriers to find affordable car insurance that fits your budget.
Can I bundle my car and home insurance?
Yes. Most carriers discount both policies when you put your car with your home, condo, or renters insurance. I'll quote it bundled and unbundled so you can see the real difference.
Does home insurance in Colorado cover hail?
Most Colorado homeowners policies cover hail and wind, but many carry a separate wind/hail deductible, often a percentage of your dwelling coverage. I'll show you exactly what yours would be before you buy.
Do I need renters insurance if my landlord has insurance?
Yes. Your landlord's policy covers the building, not your belongings or your liability. Many Colorado leases require renters insurance, and I can send proof to your property manager the same day.
How long do I need an SR-22 in Colorado?
Most drivers need it for three years. Your exact requirement is listed in your DMV notice. Keep your policy active the whole time.
Will I talk to a real person?
Yes. You work directly with me, Grace, a licensed insurance agent based in Aurora. No call centers, no bots, and no automated replies. Call or text 720-984-7311.
Do you only help Aurora and Denver?
No. My office is in Aurora, and I serve drivers, homeowners, and renters across Colorado by phone, text, and email.
Ready to save?
One call, 14+ carriers compared, no judgment.
Call or text Grace Request a quote onlineAlready a client? Leave a Google review.