Affordable Renters Insurance in Colorado
Protect your belongings and your liability for less than you'd think, with proof for your landlord the same day. Bundle with your car and save on both.
14 years in insurance. Call or text, evenings and weekends included.
Call or text 720-984-7311 Get a free quoteYour landlord's insurance doesn't cover you
Your landlord insures the building. If a fire, burst pipe, or break-in damages your things, or someone gets hurt in your apartment, that's on you without a renters policy.
- Personal property. Furniture, clothes, laptop, phone, bike.
- Liability. If you're responsible for someone's injury or damage to their property.
- Loss of use. Hotel and meals if a covered loss makes your place unlivable.
- Off-premises. Your belongings are generally covered away from home too.
Lease requires it? Done today.
Many Aurora and Denver apartments require renters insurance with a minimum liability limit and the property listed as an interested party. Send me your lease requirements and I'll set it up correctly and send proof to your property manager.
Already have car insurance? Adding renters often unlocks a multi-policy discount that can offset much of what renters costs. Affordable car insurance →
What clients say
Grace was very personable and understanding. She can get you very competitive rates and take care of you thru the whole process. I highly recommend her for your insurance needs!
She was super professional, punctual and she has the BEST rates in Denver!! Thank you so much, she helped me super fast too!!
Grace saved me so much money on my insurance, I've been with her for years!
Grace DeMichelis is absolutely wonderful to work with!
Very knowledgeable and helpful and got me the best price insurance coverage.
Renters insurance questions
Do I need renters insurance in Colorado?
State law doesn't require it, but many Colorado leases do. Even when it's optional, your landlord's policy covers the building, not your belongings or your liability.
What does renters insurance cover?
Your personal property, your liability if you injure someone or damage their property, and extra living expenses if a covered loss forces you out of your home.
How much is renters insurance in Colorado?
Renters insurance is one of the most affordable policies you can buy. The price depends on your coverage amount, deductible, and location, and it's often cheaper when you bundle it with your car.
Can you send proof to my landlord?
Yes. Once your policy starts, I can send proof of insurance to you or your property manager the same day.
Does renters insurance cover my roommate?
Usually not, unless they're listed on the policy. Most roommates are better off with their own policy.
Does renters insurance cover theft from my car?
Personal belongings stolen from your car are often covered by renters insurance, not car insurance. The car itself is covered by your auto policy.
Covered by tonight.
Renters insurance with proof for your landlord the same day.
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